MoneyCat is an online micro-lending service that provides fast loans to Filipinos. It allows you to get a loan of up to 20,000 Philippine pesos with minimal requirements and a fast application process https://loans-online.ph/moneycat/ Borrower requirements: An adult Filipino citizen residing in the country with an active bank account. First loan: 0% APR, no additional fees. Repayments: Can have an interest rate of up to 36% APR. Repayment: Can be made early or through an extension, paying an additional 7% of the loan amount.